Retirement Planning
Future Financial Concepts
Retirement is personal. You’ve worked hard to save and invest your money and now it’s time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
Future Financial Concepts is an independent financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, asset protection, and achieve tax efficiencies in support of a holistic approach to their finances.
01
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
Cedric Holloman
Founder
Cedric Holloman is a Magna Cum Laude graduate of Southern University and a native of Baton Rouge, La. He received a Bachelor of Science in Electrical Engineering and relocated to California to become a Member of the Technical Staff of Hughes Aircraft Company. After a layoff, he pursued the financial planning arena and became a licensed California insurance agent and a registered representative with the National Association of Securities Dealers (NASD). He also spent several years in real estate sales and finance.
Mr. Holloman was licensed into Christian ministry by Bishop Kenneth C. Ulmer at Faithful Central Bible Church. He has worked as a decision counselor and altar worker, conducted monthly services at the Union Rescue Mission in downtown Los Angeles, and conducted various bible study classes for new and existing members. He has served the Beta Psi Lambda Chapter of Alpha Phi Alpha Fraternity Inc. as Vice President, Financial Secretary, Treasurer, Director of Educational Activities & Chaplain. He is currently on the Executive Board of the Southern University Los Angeles Alumni Chapter serving as Financial Secretary.
Cedric is currently a Retirement Planning Specialist with Future Financial Concepts and Executive Retirement Solutions where helps individuals and families develop tax favored retirement strategies. His passion is in helping people prepare for a secure financial future.
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Events in March–May 2026
- There are no events scheduled during these dates.
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Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
